Some factors that can influence how much you will pay for boat insurance include:
Your boat is an investment that want to protect. Here at Cross Private Client Insurance, we can help you explore your options when it comes to insurance for your classic or modern-day boats.
Typically, vessels larger than 27’ are referred to as yachts. Because these boats have more unique exposures, such as travelling further distances, yacht insurance policies generally provide broader coverage as compared to policies geared towards smaller boats.
Boat insurance protects your watercraft from covered physical damages and loss caused by common risks such as sinking, fire, collision, capsizing, storms, and theft. You can also purchase coverage for medical payments, personal property (including fishing equipment), towing, trailer, and uninsured boater coverage. It is important to note that watercraft policies can and do vary with respect to coverages, exclusions, endorsements, limitations and other terms and conditions.
Depending on which carrier you choose to purchase your boat insurance through, there are a number of other optional coverages that you may be able to add. These can include, but are not limited to:
If you live in a coastal area, hurricanes may be a real concern for you. Some boat policies may cover haul-out and storage expenses to protect your boat from a named storm. Reach out to one of our team members to see what polices are available.
Your insurance needs are as unique as your lifestyle. You need someone in your corner to understand your goals, help you identify potential risks, and provide you with focused, personal service. Relationships are at the foundation of our work. Our team is readily available to answer any questions you may have.
The legacy of Cross Insurance has been molded through generations of family ownership, and shaped through strategic partnerships spanning decades. Our agency has partnered with established, highly-regarded boutique agencies. By combining resources, we expanded our presence.
Cross Private Client Insurance now represents the top personal lines partners in the market.
Simple and efficient- two words that we strive for during the claims process. We have an in-house claims staff, and offer claims advocacy.
If you have experienced a loss or claim that you believe may be covered by one or more of your insurance policies, visit our claims page here.
