Home Insurance for Ridgefield, CT

From shops, theatres, and museums to a robust offering of schools, the scenic town of Ridgefield, Connecticut has a lot to offer. If you are a resident looking for options for homeowners insurance, our local office located on Main Street in Ridgefield is here to help. Ridgefield is a community where we have an active presence and strong roots. Reach out to our Ridgefield office today to see how we can assist you with your insurance needs.

How Much is Home Insurance in Ridgefield, CT?

Whether you are thinking about moving to the Ridgefield area, or have lived here your whole life, you may be curious what the average cost is for home insurance. The answer is that it can vary. What coverages you choose, the size and value of your home, and your claims history can all go in to calculating the price. One way to get a picture of how much you will pay is to request a personalized quote.

Private Client Insurance 

We work with top insurance carriers who concentrate on the private client market. From architectural details to sweeping views, you need someone to understand that your home in Ridgefield is more than an investment. Protecting your piece of paradise is essential. Our local office has experience with respect to many lines of insurance relevant to high-net-worth individuals. Reach out to discuss your home’s unique features.

front porch of a home
Top Home Insurance Companies

Our offices work with many of the top personal lines partners in the market. Having direct access to these carriers allows our team to achieve a competitive position for our clients in the marketplace.

Do You Need Flood Insurance in Ridgefield, CT?

You can use this flood map from FEMA to see if your home in Ridgefield is in an area with a high, moderate, or low flood risk. Even if you do not live by a body of water, melting snow thaw or clogged drainage could make your property vulnerable to flooding. Most homeowners insurance policies do not cover damages caused by floods. It should be noted that according to floodsmart.gov, one in three insurance claims come from moderate to low-risk flood areas. If you are looking for flood insurance for your home, our team is here to help. Send us an email or call us if you have questions.

It should be noted that in most cases, it takes 30 days for a flood policy to go into effect once the application is submitted. There are a few exceptions to this rule.

traditionally decorated dining room of home
More Insurance Coverages 

Our local office in Ridgefield can help you find coverage options for your home, but we also can assist you with coverage for your cars, boat, valuables, and more. For years, we’ve helped successful individuals navigate the high-net-worth insurance market. Our team has experience addressing the broad range of exposures of large families and serving their widely varied structures and dynamics. Reach out today to see how we can assist you with your insurance needs.



This article is for general informational purposes only and is not to be relied upon or used for any particular purpose. Cross Insurance shall not be held responsible in any way for, and specifically disclaims any liability arising out of or in any way connected to, reliance on or use of any of the information contained in this article. The information contained or referenced in this article is not intended to constitute and should not be considered legal, insurance, accounting or other professional advice, nor shall it serve as a substitute for the recipient obtaining such advice. The views expressed in this article are that of its author and do not necessarily represent the views of Cross Financial Corp. and its subsidiaries and affiliates (“Cross Insurance”) or Cross Insurance’s management or shareholders.

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