Westport offers a coastal lifestyle while still being in close proximity to New York City. If you are looking to protect your home and personal possessions with flood insurance, reach out to our experienced team. With an office right here in Westport, we know the local community. We are grateful for our relationship with you, our clients, and the community that surrounds us. Whether you are looking for flood insurance, condominium insurance, watercraft insurance, or have questions, our team would be happy to chat.
You can use this flood map from FEMA to see if your home in Westport is in an area with a high, moderate, or low flood risk. If you live in a high-risk flood zone and have a mortgage on your home, your lender may require you to purchase flood insurance as part of your mortgage requirements. The town of Westport also offers more information on Floodplains and FEMA Flood Map Changes on their website here.
Even if you do not live by a body of water, melting snow thaw or clogged drainage could make your property vulnerable to flooding. Most homeowners insurance policies do not cover damages caused by floods. It should be noted that according to floodsmart.gov, one in three insurance claims come from moderate to low-risk flood areas. If you are looking for flood insurance for your home, our local team is here to help. Send us an email or call us if you have questions.
We’re local, with an office in Westport. We take a personal approach to your insurance needs. We are well versed when it comes to the various flood insurance options that may be available for coastal properties.
Our team is readily available by phone to answer questions you may have. If you experience a loss, our in-house claims department will strive to make the claims process simple and efficient.
Floods are the one of the most expensive natural disasters, costing homeowners millions annually. There are several factors that are considered when your insurance premium is being determined. Some of the factors are:
If you are looking to compare quotes, reach out to our local office.
It should be noted that in most cases, it takes 30 days for a flood policy to go into effect once the application is submitted. There are a few exceptions to this rule. For example, if you purchase a flood insurance policy in conjunction with a mortgage loan, there could be no waiting period. If your property already has flood coverage and you decide to renew the policy, there generally is no waiting period- the new limits will begin when your old policy expires. If you have questions about flood insurance waiting periods, you can reach out to our knowledgeable staff.
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