If you’re looking for one of the simplest ways to help keep your home and family safe in an emergency, a whole-home generator may be the answer. But what are the main reasons to have a generator permanently installed? Keep reading to learn some perks.
It seems like severe, unpredictable storms are in the news more and more frequently. Power outages are a common consequence of severe weather, and a generator can ensure your home has power when you need it most.
Whether you have a refrigerator full of food or medical devices someone in your home relies on, having a whole-home generator is a valuable addition to your safety arsenal. Without a generator, you could lose food to spoilage or have to worry about finding alternate arrangements for medical devices.

Storms that happen in the depth of winter can not only cut your power, but can also have the secondary consequence of allowing your home to get cold enough for your pipes to burst. A generator can keep your home warm.
It is not always a storm that causes a power outage. In the height of a heatwave, the electric grids can be overwhelmed causing mass power outages. Many mistakenly believe they can go without air conditioning; however, when it is over 100 degrees, this can be a safety issue.
Ask your local insurance agent if having a generator added to your home can help reduce your homeowner’s insurance premium. It may also increase the value of your home.
If you live in an area with well water, a generator could run your pump and its filtration system. This means running water for cooking, bathing, and more.

While your generator can run a lot of essential functions, it can also mean that you continue to enjoy the “creature comforts” that make a house a home. While you may not have hardwired internet, you can still charge your devices in order to scroll, stream movies, and stay up to date on the weather and other important news announcements (assuming you have a reliable cellular signal). Another added bonus a generator can provide: warm showers.
If you have a sump pump in your basement or crawlspace, it will need access to power to keep functioning. A generator can mean that your home will remain dry, even when the power is out for days on end.
A whole-home generator is an investment in your home’s comfort, safety, and value. There are many options available on the market. Just like with all safety equipment, the ideal time to buy is before you need it.
Are you looking for more ways to protect your home and assets? Let one of our local offices review your coverage today.
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This article is for general informational purposes only and is not to be relied upon or used for any particular purpose. Cross Insurance shall not be held responsible in any way for, and specifically disclaims any liability arising out of or in any way connected to, reliance on or use of any of the information contained in this article. The information contained or referenced in this article is not intended to constitute and should not be considered legal, insurance, accounting or other professional advice, nor shall it serve as a substitute for the recipient obtaining such advice. The views expressed in this article are that of its author and do not necessarily represent the views of Cross Financial Corp. and its subsidiaries and affiliates (“Cross Insurance”) or Cross Insurance’s management or shareholders.